Build your Dream car online free

Signal offers members who enroll in a Connect or Premium product bundle a discounted rate on vehicle loans. Get a loan pre-approval from Signal, then use our car buying service, Signal Premier Auto Connection, to get price protection and an easier car buying experience at a certified dealer.

icon-vehicle-loans Shop and save with Signal Premier Auto Connection.

Drive away in the right vehicle at the best price. Use Signal Premier Auto Connection, powered by TrueCar®, and we’ll help you locate your next new or used vehicle, see what others paid, get guaranteed pricing, and buy your car with less hassle and time.

Members see an average guaranteed savings of $3, 279.00*

Here’s how it works:

  1. Get pre-approved for your low-rate Signal Financial vehicle loan online, in-branch or by calling 301-933-9100, ext. 105.
  2. Find your dream car online at the Signal Premier Auto Connection (SPAC) website and receive an exclusive no-cost, no-obligation Price Protection Certificate.
  3. Go purchase your car by bringing your loan pre-approval and Price Protection Certificate to a Signal Financial certified dealer for an easy car buying experience!

Signal Premier Auto Connection helps you:

  • Get guaranteed savings† on new cars and dealer-guaranteed prices on used cars before even visiting a dealer.
  • Build your dream car, compare features, view photos, read reviews and check your trade-in value. You can even see what others paid for the vehicle you want.
  • Get a better car buying experience from our network of prescreened dealers.
  • Enjoy a hassle-free purchase with no haggling over the price.

Finance/Refinance a Vehicle

Signal Financial finances new/used auto and motorcycle loans with terms up to 84 months. We can also refinance your existing loan to save you money or get extra cash.




New Autos§

up to 36 months

as low as 1.99% APR

37-48 months

as low as 2.24% APR

49-66 months

as low as 2.49% APR

($25, 000+)

67-72 months

as low as 3.24% APR

($50, 000+)

73-84 months

as low as 3.99% APR

Used Autos

as low as 2.74% APR

as low as 2.99% APR

as low as 3.74% APR

New Motorcycles

up to 66 months

as low as 4.29% APR

($20, 000+)

as low as 5.29% APR

Used Motorcycles‡

* Between 7/1/15 and 9/30/15, the average estimated savings off MSRP presented by TrueCar-Certified Dealers to users of TrueCar-powered websites, based on users who configured virtual vehicles and who TrueCar identified as purchasing a new vehicle of the same make and model listed on the certificate from a Certified Dealer as of, was $3, 279. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer and applicable vehicle-specific manufacturer incentives, which are subject to change. The Manufacturer’s Suggested Retail Price (“MSRP”) is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealer’s trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing. Neither TrueCar nor Carperks brokers, sells or leases motor vehicles.

† Guaranteed Savings not available in all states. In these states, a Target Price is shown, which is a market-based example of what you can reasonably expect to pay for your vehicle as configured. Your configured vehicle may not be available or in-stock at the Certified Dealer.

⨍ APR=Annual Percentage Rate. The APR shown above reflects the current minimum APR offered and includes 0.50% discount for Connect/Premium members with automatic payment from their Signal Financial account. For members not in a Connect or Premium bundle, or who do not have automatic payment from a Signal account, add 0.50% APR to the above rates. The APR may be adjusted based on individual credit standing, term loan-to-value, debt-to-income ratio and aggregate credit score. Please contact a loan officer to determine the rate and term for which you qualify. If a $100, 000 loan was taken out at the lowest rate of 3.99% for 84 months, the monthly payment would be $1, 366.42.

§ Fully available on vehicles that have never been titled and secured up to 120%–financing of net discount price plus taxes, tags, Gap insurance and extended warranty. Finance amount is determined by your credit score. Down payment may be required.

∬ Financing available on amounts up to 100% of the purchase price (plus tax, tags, GAP and warranty). Finance amount is determined by your credit score. Down payment may be required.

⟡ Financing available on amounts up to NADA retail value for 2008-2015 model vehicles that have been previously titled. Finance amount is determined by your credit score; term dependent on model year of auto. Down payment may be required.

‡ Financing available on amounts up to 100% of NADA retail value (plus tax, tags, GAP and warranty). Available on 2008-2015 models that have been previously titled. Finance amount is determined by your credit score. Down payment may be required.

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